<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://frtous.blog/2023/01/10/the-quantum-bomb-experiment/</loc><lastmod>2023-01-10T19:28:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2023/01/09/rationality-by-steven-pinker/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2023/01/img-6858.jpg</image:loc><image:title>img-6858</image:title></image:image><lastmod>2023-01-09T13:20:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2023/01/08/four-thousand-weeks-by-oliver-burkeman/</loc><lastmod>2023-01-08T09:06:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2022/10/20/the-10th-anniversary-of-the-contrarian-prize/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2022/10/img-6886.jpg</image:loc><image:title>img-6886</image:title></image:image><lastmod>2022-10-21T09:02:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2022/04/26/the-impact-of-school-closure-on-test-scores/</loc><lastmod>2022-04-26T12:57:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2022/04/25/seeds-of-science-why-we-got-it-so-wrong-on-gmos-by-mark-lynas/</loc><lastmod>2022-04-25T19:57:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2021/10/09/loan-evergreening-does-it-save-firms/</loc><lastmod>2021-10-09T08:58:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2021/09/24/loan-evergreening-the-role-of-bank-solvency/</loc><lastmod>2021-09-24T10:49:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2021/09/09/books-do-furnish-a-life-by-richard-dawkins/</loc><lastmod>2021-09-09T07:51:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/about/</loc><lastmod>2021-09-08T08:22:36+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://frtous.blog/2021/09/08/loan-evergreening/</loc><lastmod>2021-09-08T08:20:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2021/09/07/so-we-are-bayes-business-school-now/</loc><lastmod>2021-09-07T09:31:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2021/04/28/the-scout-mindset-by-julia-galef/</loc><lastmod>2021-09-06T17:35:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2021/01/13/30-books-in-2020/</loc><lastmod>2021-01-13T22:01:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/06/25/draft-no-4-by-john-mcphee/</loc><lastmod>2020-06-25T07:13:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/05/14/arbitrage-in-sme-lending/</loc><lastmod>2020-05-14T22:32:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/04/13/limiting-borrowers-leverage/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2020/04/lti_distrib.png</image:loc><image:title>LTI_Distrib</image:title></image:image><image:image><image:loc>https://frtous.blog/wp-content/uploads/2020/04/consumption.png</image:loc><image:title>Consumption</image:title></image:image><lastmod>2020-04-13T09:24:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/04/09/countercyclical-capital-buffers-and-regulatory-discretion/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2020/04/spreads_uk-1.jpg</image:loc><image:title>Spreads_UK</image:title></image:image><image:image><image:loc>https://frtous.blog/wp-content/uploads/2020/04/credit_growth_uk.jpg</image:loc><image:title>Credit_growth_UK</image:title></image:image><lastmod>2020-04-09T18:51:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/04/03/moralities-of-everyday-life/</loc><lastmod>2020-04-03T15:47:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/04/02/keeping-at-it-by-paul-a-volcker/</loc><lastmod>2020-04-02T14:56:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/03/25/my-books-a-tour/</loc><lastmod>2020-03-25T19:24:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/03/23/the-fifth-risk-by-michael-lewis/</loc><lastmod>2020-03-23T06:27:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/03/22/national-populism-by-eatwell-and-goodwin/</loc><lastmod>2020-03-22T06:45:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/03/21/sapiens-by-yuval-noah-harari/</loc><lastmod>2020-03-21T15:40:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2020/01/07/top-three-books-i-read-in-2019/</loc><lastmod>2020-01-07T09:08:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/11/06/defending-economics-again/</loc><lastmod>2019-11-06T17:16:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/09/24/reality-is-not-what-it-seems-by-carlo-rovelli/</loc><lastmod>2019-09-24T06:26:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/09/01/post-truth-by-lee-mcintyre/</loc><lastmod>2019-09-01T19:22:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/08/27/hitch-22-by-christopher-hitchens/</loc><lastmod>2019-08-27T16:17:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/08/20/leaving-the-libdems/</loc><lastmod>2019-08-20T08:08:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/08/09/free-will/</loc><lastmod>2019-08-09T08:35:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/06/28/abortion/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2019/05/grahamhaidt2007.png</image:loc><image:title>GrahamHaidt2007</image:title></image:image><lastmod>2019-06-28T05:20:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/06/23/justice-by-michael-j-sandel/</loc><lastmod>2019-06-23T05:35:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/06/22/economics-of-voluntary-information-sharing/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2019/06/img_20190523_185959.jpg</image:loc><image:title>IMG_20190523_185959</image:title></image:image><lastmod>2019-06-22T05:48:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/06/21/glenn-loury/</loc><lastmod>2019-06-21T06:35:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/06/20/deep-work-by-cal-newport/</loc><lastmod>2019-08-04T16:30:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/05/16/after-life-by-ricky-gervais/</loc><lastmod>2019-05-16T05:20:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/05/12/saying-things-in-el-pais/</loc><lastmod>2019-05-12T07:25:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/05/11/so-youve-been-publicly-shamed-by-jon-ronson/</loc><lastmod>2019-05-11T12:13:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/04/30/why-i-am-not-writing-and-why-it-is-a-mistake/</loc><lastmod>2019-04-30T20:45:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/03/12/on-tyranny-by-timothy-snyder/</loc><lastmod>2019-03-12T06:23:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/03/09/universal-basic-income/</loc><lastmod>2019-03-09T19:37:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/03/03/extreme-ownership-by-jocko-willink-and-leif-babin/</loc><lastmod>2019-03-03T19:28:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/02/28/6th-emerging-scholars-conference-more-papers/</loc><lastmod>2019-02-28T08:06:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/02/21/rationally-speaking-with-julia-galef/</loc><lastmod>2019-02-21T08:22:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/02/19/the-four-horsemen/</loc><lastmod>2019-02-19T22:09:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/02/13/letter-to-a-christian-nation-by-sam-harris/</loc><lastmod>2019-02-13T07:37:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/02/12/6th-emerging-scholars-conference-some-papers/</loc><lastmod>2019-02-12T07:23:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/02/11/mindfulness-meditation/</loc><lastmod>2019-02-11T08:53:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2019/01/21/why-orwel-matters-by-christopher-hitchens/</loc><lastmod>2019-01-21T06:54:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/12/27/youtube-channels/</loc><lastmod>2018-12-27T22:54:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/12/26/hate-by-nadine-strossen/</loc><lastmod>2018-12-26T04:31:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/11/30/the-missionary-position-by-christopher-hitchens/</loc><lastmod>2018-11-30T10:01:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/11/28/danske-bank-and-hsbc/</loc><lastmod>2018-11-28T21:58:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/11/27/more-on-central-clearing-and-the-leverage-ratio/</loc><lastmod>2018-11-27T20:26:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/11/18/orwells-notes-on-nationalism/</loc><lastmod>2018-11-18T19:23:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/11/15/client-clearing/</loc><lastmod>2018-11-15T19:41:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/11/08/emerging-scholars-conference/</loc><lastmod>2018-11-08T08:44:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/11/07/seven-myths-about-education-by-daisy-christodoulou/</loc><lastmod>2018-11-07T06:06:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2018/01/02/finalising-basel-iii/</loc><lastmod>2018-01-02T07:50:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2017/08/21/mankiw-and-weinzierl-2011/</loc><lastmod>2017-08-21T08:53:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2017/06/08/post-crisis-regulation-and-bond-liquidity/</loc><lastmod>2017-06-08T22:59:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2017/02/13/what-will-happen-with-dodd-frank/</loc><lastmod>2017-02-13T16:53:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2017/01/18/qe-the-story-so-far/</loc><lastmod>2017-01-18T20:19:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2017/01/17/ending-too-big-to-fail/</loc><lastmod>2017-01-17T15:24:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2017/01/12/the-crisis-of-economics/</loc><lastmod>2017-01-12T10:19:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2016/11/20/leverage-ratio-and-repo-activity/</loc><lastmod>2016-11-20T18:06:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2016/11/17/the-unintended-consequences-of-the-leverage-ratio/</loc><lastmod>2016-11-17T16:47:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2016/09/12/bu-post-proprietary-trading-evidence-from-the-crisis/</loc><lastmod>2016-09-12T20:04:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2016/07/24/guess-whos-back/</loc><lastmod>2016-07-24T19:48:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2015/07/02/global-financial-cycle-and-germany/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2015/07/screen-shot-2015-07-02-at-06-33-45.png</image:loc><image:title>Screen Shot 2015-07-02 at 06.33.45</image:title></image:image><lastmod>2015-07-02T05:44:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2015/07/01/data-visualisation-and-macro-prudential-regulation/</loc><lastmod>2015-07-01T12:43:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2015/05/12/job-market-placement/</loc><lastmod>2015-05-12T18:04:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2014/11/27/monetary-policy-and-credit-supply/</loc><lastmod>2014-12-03T07:27:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2014/12/03/monetary-policy-and-risk-taking/</loc><lastmod>2014-12-03T07:24:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2014/11/19/new-empirical-banking-literature/</loc><lastmod>2014-11-19T05:23:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2014/08/12/research-productivity-of-phd-graduates/</loc><image:image><image:loc>https://frtous.blog/wp-content/uploads/2014/08/screen-shot-2014-08-12-at-21-16-48.png</image:loc><image:title>Screen Shot 2014-08-12 at 21.16.48</image:title></image:image><lastmod>2014-08-12T19:18:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2014/03/20/credit-cycles-and-systemic-risk/</loc><lastmod>2014-03-20T22:51:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2014/01/26/past-and-present/</loc><lastmod>2014-01-27T09:20:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog/2014/01/13/start/</loc><lastmod>2014-01-13T16:07:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://frtous.blog</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2023-01-10T19:28:11+00:00</lastmod></url></urlset>
