Author Archives: Francesc Rodríguez Tous

Books Do Furnish a Life, by Richard Dawkins

Yep, I am catching up with book reviews. I have read several this year, although not at the same pace as last year, so there’s a lot of work to do. Let’s dive in. Richard Dawkins, the eminent British biologist, … Continue reading

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Loan evergreening

Loan evergreening is a situation where banks provide loans to firms in order to ensure that firms keep repaying the existing (previous) loans. It is a concept related to zombie lending, broadly defined as lending to non-viable firms. Loan evergreening … Continue reading

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So we are Bayes Business School now

Yesterday, The Business School (formerly Cass), which used to be—yes, you guessed it—Cass Business School, and that also used to be City University Business School, became Bayes Business School. You may recall that, in the wake of the killing of … Continue reading

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The Scout Mindset, by Julia Galef

I have known about Julia Galef for a while, as she hosts the podcast Rationally Speaking. I have talked about this podcast in the past. She used to co-host it with Massimo Pigliucci, a philosopher and authors of several books, … Continue reading

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30 books in 2020

So I read 30 books in 2020. I’m not sure how I did it, but I did it. You don’t believe me? Look at my Goodreads notification: Almost 23 pages per day, which is around one hour of reading. I … Continue reading

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Draft No. 4, by John McPhee

“It takes what it takes” (William Shawn, former editor of The New Yorker) “Get that boy from the Old Vic” (Winston Churchill, referring to Richard Burton) “Write on subjects in which you have enough interest on your own to see … Continue reading

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Arbitrage in SME lending

One of the big concerns of the aftermath of the Covid-19 crisis is that the recovery might take much longer because many firms, particularly small and medium (SMEs), will have closed down for good. From the very beginning, different actions … Continue reading

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Limiting borrowers leverage

In the last post I talked about the countercyclical capital buffer (CCyB), a new regulatory tool to increase banks’ capital requirements that most countries have not used but that could have been effective to mitigate the Covid-19 crisis. As I … Continue reading

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Countercyclical capital buffers and regulatory discretion

One of the main regulations that banks have to comply with are capital requirements; in particular, banks need to hold a minimum amount of capital depending on the composition of their investments (assets). Actually, the use of the word “hold”, … Continue reading

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Moralities of everyday life

What is morality? Why do we feel disgust towards certain actions? Does everyone have a different morality? Should we be moral? How should we determine what is the moral thing to do? These and other questions are discussed in the … Continue reading

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